Many of our clients receive a significant portion of their income annually from Employer stock in the forms of RSUs, ESPP, ISOs, NSOs.
Tax-Aware Planning
- Coordinate with a CPA to time exercises, sales, and tax payments.
- Model tax outcomes of selling vs. holding.
- Plan for large tax bills at vest/exercise.
Diversification Strategy
- Help unwind concentrated stock positions over time without blowing up your tax return.
- Build the rest of the portfolio to balance single company exposure.
Cash Flow & Liquidity Management
- Plan for irregular income and savings strategies from vesting and sales.
- Set aside funds for taxes before spending.
- Ensure enough liquidity outside of company stock.
Equity compensation can be transformative — but only when managed intentionally. At LA Wealth Management, we integrate your stock benefits into your broader financial plan so every decision supports long-term stability, tax efficiency, and diversification.