LA Wealth Management uses Orion Planning to help us deliver holistic advice, connecting progress toward goals with investment performance, and collaborate on goals-based or cash flow planning all in one place.
BeFi20 Tool
Understanding Your Money Persona
The Orion BeFi20 is a 20-question behavioral assessment that identifies your unique “money persona” and the psychological biases that shape your financial decisions. For individuals, couples and families it serves as a powerful communication bridge, revealing how each partner’s individual attitudes toward risk, worry, and purpose may differ or align. By creating this shared language, the tool helps you move past financial friction and work together toward a unified vision, ensuring your joint plan respects both partners’ motivations and keeps you collectively on track.
3D Risk Profile
A More Complete View of Risk
The 3D Risk Profile moves beyond traditional one-dimensional surveys by measuring three distinct areas: your Capacity (financial ability to take risk), Tolerance (psychological willingness to take risk), and Composure (how you actually behave during market stress). This is beneficial because it provides a more holistic and “stress-tested” view of your relationship with money, ensuring the portfolio we build isn’t just mathematically sound but emotionally sustainable for you during market swings.
PLD Goals Bucketing
Protect, Live, Dream
The PLD framework is a behavioral bucketing tool that organizes your assets into three intuitive categories: Protect (essentials and safety), Live (lifestyle and maintenance), and Dream (aspirations and legacy). By connecting your money to its specific “why,” this tool helps you stay focused on your personal goals rather than distracting market headlines, making it much easier to remain disciplined and confident in your long-term plan.
At LA Wealth Management, Orion Planning enhances our ability to deliver personalized, coordinated advice — combining data, behavioral insights, and strategic structure into one cohesive planning experience.