Nov 3, 2023
Is there any good news from all this inflation that we recently experienced? There may be a couple.. INCREASED RETIREMENT ACCOUNT CONTRIBUTION LIMITS in 2024Contribution limits for 401(k), 403(b), and most 457 plans, as well as Thrift Savings Plan is increased...
Jun 16, 2023
50/30/20 Budgeting What is Budgeting?A household budget is a spending plan that helps you determine where your money should go each month. There are many different ways to set up your budget but oftentimes simplicity is best.The budgeting rule I like to start with is...
Mar 3, 2023
Today is National Slam the scam day. Let’s take a moment to educate ourselves so we can help the ones we love by giving them the tools to recognize social security-related scams. Social Security has given us a few ways to spot signs of a scam:Scammers pretend to...
Feb 24, 2023
6 second take: Your income isn’t the only thing that’s taxed — here’s everything you should know about reporting investment earnings to the IRS come tax season.You work hard for your money, and pay taxes on it. You manage to save and invest some —...
Feb 24, 2023
6 second take: Considering adding some real estate to your portfolio? Here’s what to keep in mind when weighing the different types of real estate investment.The second best performing asset class is overlooked by many investors. In the long term, real estate...
Feb 9, 2023
Do you consume tons of social media, news, games, and movies online every day? Do you rarely leave your house and instead do all of your shopping online? Then meet FANG, your technology overlord.So What Is FANG, Exactly?FANG is an acronym that describes the four most...
Dec 27, 2022
Target-date funds (TDFs), which are frequently described as a “set it and forget it” approach to investing for retirement, have grown in popularity during the past two decades. Below are ten “need to knows” about investing in TDFs: How They WorkTarget-date funds hold...
Dec 1, 2022
Call the index (mutual) fund the quiet cousin of ETFs. It works pretty much the same way. In other words, it tracks an index, or what’s called a “benchmark,” such as the S&P 500 or the Dow Jones Industrial Average.What’s an Index Fund, and What’s the Big...
Nov 22, 2022
For young investors, I believe that exchange-traded funds — or ETFs — offer the cheapest and simplest way to make money in the stock market. It’s so easy to get burned buying a single stock, bond, or piece of gold.But a single ETF invests in hundreds of stocks, which...
Nov 2, 2022
As a proud adoptee and adoptive parent, I often hear people say “I would love to adopt but I could never afford it”. Recently, another financial planner friend of mine, reached out to see if I would be willing to speak with one of her clients about the finances of...
